Pricing

No win. No fee. Period.

Adeva Pro is contingency-only. You pay a percentage of what we recover — and only if we recover. Nothing up front. No retainers. No flat fee per debt. No setup cost.

Get the rate card

Why everyone else charges so much.

Traditional Australian debt-collection agencies were built around phone rooms, paper letters, and human chase-up. The 25–40% commission they charge isn’t avarice — it’s their actual unit economics. We’re built differently, so the maths works differently.

	Traditional agency	Adeva Pro
Commission on recovered amount	25–40%	Materially less We’ll show you the actual rate on the demo
Setup / onboarding fee	Often $1,000+	$0
Monthly retainer / minimum	Common	$0
Flat fee per debt loaded	$10–$50	$0
Fee if we don’t recover	Varies (often non-zero)	$0
Charge for legal letter / formal demand	$50–$200 per letter	Included
Branded debtor portal	Rare / extra cost	Included

Comparison reflects publicly stated and industry-typical rates from Australian commercial-debt agencies as of 2025. Specific competitor terms vary; rate-card on request.

How we can charge less — and still mean it.

Automation, not phone rooms.

Most legacy agencies are 60-70% labour. Ours is 95% software. The cost stack is different, so the price can be different. We’re not subsidising a phone room.

Self-service that actually works.

Debtors settle through the portal in minutes — on their phone, at midnight, in their pyjamas. That’s the recovery our fee model is built around. It’s also why our recovery rate holds up.

Aligned incentives.

Contingency-only means we eat the loss when we don’t recover. There’s no reading-the-room fee, no “we’ll just send another letter and bill you”. We make money the same time you do.

Pricing FAQ

So what’s the actual percentage?

It varies by debt size, age, and volume — we’ll send you the rate card on the demo. We deliberately don’t advertise a single headline number because (a) it depends on your portfolio and (b) the industry has spent decades anchoring on 25–40% and we’d rather show you the comparison side-by-side. What we’ll commit to publicly: it is materially below the 25–40% range that traditional Australian agencies charge.

What if you don’t recover the debt?

You pay nothing. Not for our time, not for the letters we sent, not for the portal access, nothing. The whole point of contingency-only is that the risk sits with us. If we don’t make you money, we don’t make money.

Do you charge differently for old debts vs fresh debts?

Slightly. Older debts (90+ days, 180+ days) get a marginally higher contingency rate because they’re harder to recover. The premium is small — far smaller than the “90-day surcharge” many agencies apply. Specifics on the demo.

What about legal action — do I get charged extra?

Pre-legal recovery (demand letters, formal notices, the whole self-service workflow) is included in the contingency fee. If a matter genuinely needs court action, that’s a separate decision — we present the cost, you decide whether to authorise it. We do not run up legal bills on your behalf.

Can I see the rate card before the demo?

Yes — ask via the contact form and we’ll send it. We just prefer to walk you through the comparison live so the savings are obvious on your specific portfolio.

Get the actual rate card.

Send us a sample of your portfolio and we’ll send back what you’re paying now vs what you’d pay with us.

Run the comparison